1. No Show:
If a student registers for a course or class and does not show
up for same (“no show”), the student will be responsible for payment
of the full tuition fee for such course or class and a transfer
fee will also be applied upon rescheduling.
2. Cancellations:
A) FCSOI reserves the right to cancel any class for insufficient
enrollment, or other reasons deemed necessary. If FCSOI cancels
a class for insufficient enrollment the student will be entitled
to a refund of any tuition paid for the class or may apply the
money to another class. B) If the student wishes to cancel a class,
it must be done no later than five (5) business days prior to
the class start date. Students canceling in this manner will be
entitled to a refund of any tuition paid or may apply it to another
course. If the student cancels less than five (5) business days
before the class start date, NO REFUND will be given, however,
the student may then apply the money paid to another course by
rescheduling for an additional $25.00 fee for a pre-licensing
class and/or a $15 fee for a continuing education class.
3. Late
Registrations:
Registrations made within five (5) business days of the course
or class start date will be subject to a late registration fee
of $25.00 for each pre-licensing course and/or a $15 late registration
fee for each continuing education class. This also applies to
“walk-ins” on the date of course or class start date.
4. Re-scheduling:
The student must give a 3 business day notice if he/she wishes
to reschedule a class. If the student does not reschedule the
class prior to 3 business days of the class start date, an additional
$25.00 fee will be applied to the student.
5. Credit Cards:
A. Credit card payments must be for full tuition. Credit cards
are not accepted for deposits.
B. By supplying FCSOI with your credit card number, you are
stating that you are authorized to use the credit card and are
further authorizing the FCSOI School of Insurance to charge
to the credit card all fees associated with the course or class
you have indicated on your registration form.
Sponsoring Company Billing:
1. The terms and conditions
contained herein apply only to students sent to FCSOI by insurance
companies, agencies or other sponsoring companies under written
agreement with FCSOI.
2. All cancellation and
refund policies will be as stated in the written agreement between
the parties. If any policy is not referenced in the agreement
between the parties, then the individual student policies will
apply.
3. A sponsoring company
is defined as a company that has entered into a written agreement
with FCSOI to obtain FCSOI services at “company” rates rather
than individual rates. In each case, the company shall be responsible
for payment of all tuitions and fees chargeable for a course or
class, however, should the company fail to pay for same, the tuition
and fees will be the responsibility of the student attending the
course or class. It is the responsibility of the student to determine
in advance whether the sponsoring company has agreed to pay for
or reimburse the student for the tuition and fees related to the
course or class.
General Terms and Conditions
1. Registration date will be determined
solely by the records of FCSOI School of Insurance
2. Certificates::
Certificates of Completion will be issued in accordance with the
laws of the State of New Jersey and policies of the FCSOI School
of Insurance. Where an examination is required as a prerequisite
for issuance of a Certificate, the student must obtain the minimum
grade required by state law. No certificates will be issued
unless all tuition and fees have been paid in full.
3. Collection Fees:
If it should become necessary to place a student or company account
into collections, the student or sponsoring company will be responsible
as “additional tuition and fees” for all costs of collection,
including reasonable attorney fees and court costs.